Can You Negotiate Mortgage Renewal Rates?

Absolutely! Many homeowners are surprised to learn that they can negotiate their mortgage renewal rates. Simply accepting your lender’s initial offer might not be your best option. By exploring other lenders or negotiating with your current one, you could secure a lower rate, saving you thousands over the term of your mortgage.

To get the best deal, it’s helpful to research current market rates and be prepared to discuss your options. Lenders want to keep your business, so they may offer a better rate to avoid losing you to a competitor. I can support you in the negotiation process, guiding you on what’s possible and ensuring you get the best terms available.

If you’re ready to take advantage of today’s rates, let’s talk! I’ll help you navigate the renewal process and negotiate a rate that aligns with your financial goals.

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Mortgage Renewal Tax Implications in Canada.

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Mortgage Renewal for Rural Properties in Ontario.